Understanding What Your Home Insurance Policy Covers
Posted: May 16, 2022
Understanding What Your Home Insurance Policy CoversUnderstanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...
What To Know Before You Finish Your Basement
Posted: May 12, 2022
What To Know Before You Finish Your BasementIn most cities across the United States, today’s hot real estate market is showing no signs of cooling down. Home prices continue to climb, driven by a shortage of inventory and low mortgage rates. And this hot market is driving many homeowners to invest in upgrading their current home instead of buying a new one. For those looking to add more usable indoor space, finishing...
High Wind Advisory: What to Do Next
Posted: April 27, 2022
High Wind Advisory: What to Do NextWhen you think of storms that can cause wind damage, your mind might jump to recovering from a tornado or prepping for a hurricane. But it doesn’t always take an extreme weather event for high winds to damage your home or car. The National Weather Service issues a “high wind warning” when winds are sustained at speeds of 40 miles per hour or above. And...
Do’s and Don’ts for Hiding a Spare Key
Posted: April 21, 2022
Do’s and Don’ts for Hiding a Spare KeyAt some point, most of us have lost our keys. More than a few of us have even tried to break into our own property before finally admitting defeat and seeking third-party assistance. Once we’ve been freed from our accidental exile, we waste little time before paying a visit to a local locksmith or hardware store to safeguard ourselves from future lockouts: we get a...
Home Renovations That Can Affect Your Insurance
Posted: April 16, 2022
Home Renovations That Can Affect Your InsuranceRenovating your home can enhance your living environment and increase the value of your property. Home renovations can be chaotic at first, with debris from demolitions piling up. While looking forward to an improved home environment, you need to be aware of some types of home renovations that could affect your insurance coverage. Pools A pool can significantly enhance the value of your home and...